HomeProtector Coverages

We’ve got a plan that’s just right for you. Explore your coverage options with the Ultracover, Extracover and Broadcover policies.*

Live in North Carolina? Check out the North Carolina Homeowners Coverages.

  Ultracover Extracover Broadcover
Dwelling
  • Replacement cost
  • Comprehensive perils coverage
  • 100% insurance to value required
  • Replacement cost
  • Comprehensive perils coverage
  • 80% insurance to value required
  • Replacement cost
  • Named perils coverage
  • 80% insurance to value required
Other Structures
  • Replacement cost
  • Comprehensive perils coverage
  • 20% of dwelling limit
  • Replacement cost
  • Comprehensive perils coverage
  • 10% of dwelling limit
  • Replacement cost
  • Named perils coverage
  • 10% of dwelling limit
Personal Property
  • Replacement cost
  • $500-$3,000 sub limits on various personal property items
  • Actual cash value
  • $250-$3,000 sub limits on various personal property items
  • Actual cash value
  • $250-$3,000 sub limits on various personal property items
Loss of use Up to 12 months of living expenses paid should your home become uninhabitable due to a covered property loss
Liability Bodily injury, personal injury and property damage

Contact our agency to learn more about ERIE’s HomeProtector products, the price of the coverage and the quality of the company’s service.

Please note: This material is general in nature and for informational purposes only. Coverages, exclusions, limitations, policy terms and conditions and eligibility for discounts may vary from state to state and are subject to the underwriting guidelines, rates and rules in effect at the time of purchase. Please refer to the policy itself for definitions, coverages, exclusions and other terms and conditions.

ERIE® insurance services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York). Not all companies are licensed or operate in all states. Not all products are offered in all states. Policy issuance is subject to eligibility criteria. Go to erieinsurance.com for company licensure and territory information.

Available Coverages

If you live in Illinois, Ohio, Virginia, check out ErieSecure HomeSM.
If you don’t live in one of those three states, or you're a current Customer with a homeowners policy and want to learn more about it, check out HomeProtector.
HomeProtector Insurance Policy
Related Coverages
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